This morning I was sitting on a bus waiting for it to leave the terminus.  As it was after 0930, I had used my old persons’ bus pass, as it appeared had all the other passengers.  The driver, a jovial man, turned to the passengers and said:

“Do you know what we drivers call you lot?  Twirlies!   Why?  Because round about half nine you turn up at the bus and ask “Is it too early?”

Ah, the richness of the English language.